Current Broker Promotions: Verified Terms and Break-Even Checks

Commercial disclosure: As of October 24, 2026, the broker links on this page go directly to official provider pages and are not paid rankings. If a compensated link is added later, it will be labeled next to the link.

Freshness rule: Promotion terms can change without notice. This page records only offers with public official terms checked on 2026-10-24; always use the provider's current page before acting.

Verified public offer: Schwab referral award

The Schwab friend-referral page publishes awards from $100 to $1,000 for qualifying new clients who use an eligible referral code and make the required net deposit. The largest award requires a net deposit of at least $500,000. The page gives a 45-day funding window and says taxable accounts generally must maintain the qualifying amount, less market losses, for at least one year to avoid a possible chargeback.

Deposit tier	Award	Award as percent of minimum tier
$25,000	$100	0.40%
$50,000	$300	0.60%
$100,000	$500	0.50%
$500,000	$1,000	0.20%

The percentage falls at the largest tier because the deposit rises faster than the award. Taxes, outgoing transfer fees, investment changes, cash drag, and the value of services lost at the former broker can reduce the benefit.

Offers not listed

An offer is omitted when the current terms are not publicly verifiable, when it is limited to private targeting, when it requires misleading location information, or when it pays only the publisher without giving the reader clear terms. Omission does not mean a broker never has promotions.

Promotion checklist

Confirm that the account and applicant are eligible.
Save the official terms and enrollment date.
Identify whether the threshold uses gross deposit, net deposit, or qualifying new assets.
Record the funding deadline, payment timing, and maintenance period.
Check exclusions for retirement, international, corporate, checking, advisory, or existing accounts.
Estimate taxes, transfer fees, cash drag, and any cost of selling unsupported holdings.
Set reminders for the funding and maintenance dates.

Use the broker bonus break-even calculator to convert the headline award into an estimated net benefit.

Official sources

Terms, eligibility, prices, and product features can change. The linked provider or regulator document controls.